Certificates of Deposit (CD)

Good returns come to those who wait. Reward your patience with a CD — the longer your term, the better your rate.

Key Features

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We offer several types of CDs to fit a wide range of needs. Choose the type that best fits your financial situation — each includes fixed terms with rates that beat standard savings, and no setup or maintenance fees are required.

Short-Term CD

  • Earn a fixed interest rate on $1,000 or more
  • 90 days, 6, 9, or 12-month terms available
  • $1,000 minimum deposit to open

Medium or Long-Term CD

  • Earn a fixed rate of interest on $1,000 or more
  • 18, 24, 30, 36, 48, or 60-month terms available
  • $1,000 minimum deposit to open

Investment Saver CD

  • Earn competitive, fixed rate
  • Available in 9, 18, or 23-month terms
  • Automatic monthly deposit transfers of at least $25 from an Old Fort Bank account required
  • $100 minimum deposit to open

Top Rate CD

  • 36-month exchange rate CD
  • $1,000 minimum deposit to open

Jumbo CD

  • Earn a fixed interest rate on $100,000 or more
  • Range of terms available; contact us for details
  • $100,000 minimum deposit to open

See our current rates.

Enjoy the convenience of our Certificate of Deposit Account Registry Service® CDARS®. Now you can invest up to $50 million and still be eligible for FDIC insurance on every dollar. Using CDARS, we place your funds with multiple FDIC-insured institutions, making you eligible for FDIC insurance coverage up to 50 million. You enjoy the simplicity of using just one bank.

For more information contact Old Fort Bank's Chief Financial Officer Mike Daniel at 419-447-1600.

  • Interest above standard savings, which may compare favorably with other investment alternatives
  • Greater security; multi-million dollar FDIC insurance coverage
  • Convenience; everything is managed internally by OFBC:
    • One interest rate
    • One regular statement
    • One year-end tax form
  • Flexible maturity periods available
  • Helps support lending opportunities within your local community

Old Fort Bank, Member FDIC. Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement. The agreement contains important information and conditions regarding the placement of funds by Old Fort Bank. Please read the agreement carefully before signing it. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.

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