Rates accurate as of 06/09/2026
APY = Annual Percentage Yield | Fees may reduce earnings
Certificates of Deposit (CDs)
| Term | Interest Rate | APY | Compounding |
|---|---|---|---|
| 90 Days | 0.05% | 0.05% | At Maturity |
| 6 Months | 0.10% | 0.10% | Quarterly |
| 7 Months | 3.46% | 3.50% | Quarterly |
| 9 Months | 0.15% | 0.15% | Quarterly |
| 10 Months | 0.15% | 0.15% | Quarterly |
| 11 Months | 0.15% | 0.15% | Quarterly |
| 12 Months | 0.15% | 0.15% | Quarterly |
| 15 Months | 3.21% | 3.25% | Quarterly |
| 18 Months | 0.20% | 0.20% | Quarterly |
| 23 Months | 0.25% | 0.25% | Quarterly |
| 24 Months | 0.25% | 0.25% | Quarterly |
| 30 Months | 0.30% | 0.30% | Quarterly |
| 33 Months | 1.98% | 1.99% | Quarterly |
| 36 Months | 0.35% | 0.35% | Quarterly |
| 48 Months | 0.40% | 0.40% | Quarterly |
| 60 Months | 0.50% | 0.50% | Quarterly |
| 9 Months Investment Saver* | 0.15% | 0.15% | Quarterly |
| 18 Months Investment Saver* | 0.20% | 0.20% | Quarterly |
| 23 Months Investment Saver* | 0.25% | 0.25% | Quarterly |
| Jumbo CD | Inquire for rate & APY | Quarterly |
Minimum Balance: CDs $1,000 / IRAs $500
*Investment Saver Minimum CD Balance $100
-Investment Saver requires a monthly deposit of at least $25 from an Old Fort Bank account.
Individual Retirement Account CDs are offered at the above rates with a minimum term of 12 months; Minimum opening deposit of $500.00, Jumbo IRA minimum opening deposit of $100,000.00; Interest paid quarterly. The Investment Saver CDs are not available for IRA accounts.
Certificates of Deposit / IRA
The annual percentage yield (APY) assumes that the interest remains on deposit until maturity. A penalty will be imposed for early withdrawal. A withdrawal of interest will reduce earnings. Fees would reduce earnings on an account. Interest rates are subject to change.
Checking Accounts
| Account | Minimum Opening Deposit | Balance | Interest Rate | APY |
|---|---|---|---|---|
| PrimePlus Checking | $0 | $0.01+ | 0.05% | 0.05% |
| Business Extra Checking | $0 | $0.01-$499.99 | 0.00% | 0.00% |
| Business Extra Checking | $0 | $500.00+ | 0.05% |
0.05%
|
*Rate may change after the account is opened.
*Fees could reduce earnings on the account.
Savings & Money MarketS
| Account | Minimum Opening Deposit | Balance | Interest Rate | APY |
|---|---|---|---|---|
| Regular Savings | $0 | $100 | 0.05% | 0.05% |
| Health Savings Account | $0 | $2,000+ | 0.05% | 0.05% |
| IRA - Variable | $250 | $0.01 | 0.05% | 0.05% |
| Preferred Money Market | $0 | $10,000+ | 0.10% | 0.10% |
| Preferred Money Market | $0 | $50,000+ | 0.15% | 0.15% |
| Marquee Money Market | $0 | $10,000+ | 0.85% | 0.85% |
| Marquee Money Market | $0 | $50,000+ | 1.70% | 1.71% |
| Marquee Money Market | $0 | $100,000+ | 2.35% | 2.37% |
| Marquee Money Market | $0 | $250,000+ | 2.35% | 2.37% |
| Business Sweep | n/a | $0.01+ | 0.20% | 0.20% |
*Rate may change after the account is opened.
*Fees could reduce earnings on the account.